My issue that I’m having trouble getting over is that down payment money is currently yielding 5.5% in an HYSA with no risk or stress.

We are all human and make mistakes.Yes, you will have the same issues when you go to sell it.Good Investing...

Monthly New Job market numbers are initially released high and revised down a few months later to camouflage the issue.

That's a nonconforming property, where you have fewer lenders that will bite on it so you are limited there but let's assume that's not an issue. 

If you sell now its a 15-25k loss unless you do FSBO, then the loss is smaller.If you don't sell you may be negative around 4-6k each year depending on the capex timeline/maintenance issues.

Thanks for your time.you will need to see if they received a special exemption or permit to run it as a duplex.

From June until November I haven't received one payment, my court date was set on the Monday of Thanksgiving which the clerk couldn't give issue the court order document because she was swarmed with all the cases that week, the following week I received the court order and the writ.

I would ideally not house hack this property and maybe leave all the tenants in place but what unforeseen issues can possibly come up.?

Often the borrower/buyer will pay for a title insurance policy to insure against title issues or flaws, but it's usually a rider to a standard title insurance policy the seller typically pays for.

But this is not the issue.