Call a title company and find out what costs are in your area, tell them what your deal looks like, they will let you know.

I am also game with a polygraph, if that's what it takes.Otherwise, I'll be in HI in early October?

Thanks for the response.I have in writing from the lender that they have no issue with me transferring the title.

(the answer needs to be immediately) How long do you need me to be on title to refinance?

How is title held? 

It is getting me in the game, maybe it will bite me in the end but one thing is certain...I am going to learn quite a bit over the next few months which is better than paying for a guru in my eyes.

It was recommended to me that I collect a refundable performance guarantee fee from co-signer so she has some skin in the game.

We're to the point of exercising the option now, but the title company wants a letter from my bank (I still have a mortgage), stating that they're ok with this wrap. 

Currently looking for good title companies/closing attorneys that are investor friendly in the So Flo area.Let me know if anyone can make any recommendations.Thanks!

If you were to choose option one, then I would look into Having a game plan In place that would provide you a similar cash flow as to renting the home out, especially with the likelihood of the property tax being a low amount.