While I do NOT believe that the Administration started tapping these phones, Internet, etc. for nefarious reasons, I whole-heartedly distrust putting that cookie jar in front of anybody in Washington.

As an investor you could actually eliminate the whole negotiating process between you and the Loan Officer or Broker.

New to the whole real estate game.

It's the book that kicked off the whole REI thing for me.

You should do the same - achieve excellence in where you are at with a firm vision of where you are going.Matthew 25:21 "Well done, thou good and faithful servant: thou hast been faithful over a few things, I will make thee ruler over many things"

This plays into the whole investor psychology piece...if you purchase a property and get into a bind and have no exit strategies built in, you stand to lose a lot and hate investing because of it.

And no, it's not a scam.There is a whole section of this forum devoted to it.If you hang around this forum, you will meet people who make theirlivings buying and selling notes, buying buildings for next to nothingdown and then renting them out, etc.There is no degree needed for any of this.

Ended up in bankruptcy and a whole big mess.

- If not, ask us about it.While we may not be able to help the whole world, we should be able to help you.But, you have to help us find your need.-- Thanks!

In residential properties, investment and personal residence, most lenders will allow up to 3% of the sales price to be contributed towards closing and pre-paid expenses by the seller. there are some with higher amounts, some with none, and if you get into commercial it's a whole other ball-game!