Here are some of the requirements for an example company, Below are all 3 month programs that are extendable to 6 months.

I had bought his program over fifteen years ago (maybe $150 at the time), and received a lot of interesting info.

Use a regular bank.Now what I'd recommend you do is find some of the hard money lenders that have the right program for what you seem to be looking for.

you can go to listsource to find leads also there are several foreclosure sites and websites you can visit to join up with their program and get leads emailed to you.  

Has anyone used John Cochran or Sean Terry's wholesaling Hud Homes program & were you successful?

I was on time with my former landlord but he can't give a reference because he is now in the witness protection program.  

You get the goodadvice - check out the forums, read to for information you never knew you need, ask for help you desireBackground/Research- check out the Blogs - tons of good information and with many storesTV programs - Podcasts- great source of storiesInformation on unique niches- Check out those who's philosophies you enjoy signatures.

Has anyone used the Leads in an Hour program?

Its was already a strained economy qualifying for the EB-5 program even.

FHA will most likely have some restrictions however they do offer the 203K programs (I think they're still offered) which are intended to be used for property renovation.If there's no time pressure, continue doing all the investigation you can and remember that it may be necessary to do several loans in succession in order to end up with a fully renovated property and long term bank financing.