Its not going to cost you anything more than your $40K initial investment. 30 years from now you own a house free and clear.

It started innocuous enough with some of his concerns, but then started to become more clear that he was someone who was not all that normal in how he reacted to things.

I'm in PA and use a Standard Purchase and Sale Agreement that clearly states this contract is assignable under the laws of the State of Pennsylvania.

Anything that clearly requires immediate repair/replacement should be factored into the price you're willing to pay (or budgeted into your rental expenses after purchase).

If a lease agreement is made at or very near fair market rents without any credits given toward any purchase, it is then a stand alone contract, at arms length and has no bearing on any other agreement.Then, as a seperate contract agreement, an option is given with an option price required with the amounts paid, clearly for the right to purchase, being credited to the purchase price.

Check out the Free Beginners Guide Keep reading here it will become more clear over time.

She owns the home free and clear but owes 10,000 to the local tax service, she is on a payment plan with them.

Knowing how big a chunk of their budget this demands, however, will of course let you know where there priorities lie.I've seen people in the unemployment lines with iPhones (clearly they purchased it while employed, but still).

I have been to the Alamo REIA.Here is a deal i have:-Property worth $55,000-60,000 (Owner owns it free and clear)- I have it Under contract for $50,000House is in move ready condition.

REI clubs are clearly your best bet here.