If you were working for 9 bucks an hour before and surviving that income is more easier to replace for reserves than making 80k or 100k yearly etc. and making the change.You have to write down all lifestyle expenses and know what the monthly nut is to break even and be comfortable but not rich or having to take on debt when you start out.

Hey James, here's how I create my yellow letters.I hand write an original letter on lined white paper and then take it to the local printer and have them print it out onto 20 lb canary yellow paper.

A certain percentage, of course, live too far to make regular visits.I suggest using skip trace software or a cost-effective researcher to pull your PR's addresses to complete your list.

I just had a lawyer write up the contract, and a title agency close the deal.

If there's a money judgment, you write in what is owed to you - two months rent, court costs, etc.

3-I want my fee on paper, in writing

"write offer subject to inspection".

@Paul Jamgotch and another major benefit is that you don't need to have a custodian with Solo 401k, you make the investment decision and then simply write the check.

It is generally advisable to do so in writing so that you have proof.

They write stand alone umbrellas and some companies like Safeco (offered by independant agents) will write the umbrella and they only need your auto insured with them.