I am mid flip and still feeling confident about it. 

This gives Landlord's more confidence that they are handling things properly. 

That makes it very difficult for rates to travel much lower.If you're wondering about rates, because of their impact on prices.

The only problem is for most the properties we have seen so far we’re not confident they would be cash flowing if we were to move out two or three years after living there (house prices are high, we’ll have to pay mortgage insurance, etc).

If they are raising red flags about your debt to income ratio, I’d make sure I was confident I had enough reserves to weather a storm.

My agent is confident this unit will rent at $1,075 easily, and a property management company stated it would rent in the $1,100 - $1,200 ballpark. 

I send an email to the VP of the HML but doubtful that I have the confidence in their institution to move forward. 

Try Greenville Federal Credit Union or Bank of Travelers Rest. 

As I have already began taking consistent daily action, I am confident that through implementing these steps I will soon have the knowledge, support channel and resources to acquire my first deal, becoming closer to achieving both my short and long term goals. 

Lower gas prices  which can be a negative to the oil industry job areas in some parts of Texas is usually a positive across the country because people can travel cheaper and spend that money on other items BUT this virus thing has negatively affected that.I hope the virus peaks soon and this warm weather helps (flatten the curve) faster,slow the spread , and the virus goes away so economy can get back to recovery sooner.