This is what I've come up with so farasking price: 129,000down payment: $4,515financed: $124,485taxes approx: 4k yearinterest rate approx 4.6%PMI approx $100Approximate total mortgage $1150/monthMedian Rent in NH and locality of property 1250/monthx2 =2,500/month in rental income approximately $30k/year2500-1150=1350  after mortgage 1350-50%=675/month for vacancies/repairs leaves $675/month cash flow for savings/emergency fund/student loans/ extra mortgage payments, again this is not including the income from my day job.Am i dreaming?

My plan is to have 10 units total by the end of 2018.

If you were to take said case to court on the 2nd of the month, the judge would laugh at you and you would be thrown out of court, which I would totally agree with.

TOTAL MONTHLY EXPENSES:  $1,504 (monthly P&I, plus all the expenses outlined above)TOTAL MONTHLY CASH FLOW:  $396 ($1,900 rents - $1,504 expenses)Annual Cash Flow:  $4,751 ($396 x 12)COC RETURN:  9.1% ($4,751 annual cash flow / $52,475 total cash in)Net Operating Income:  $13,691 ($1,900 in rents / $759 in expenses other than principal & interest payments... x 12)CAP RATE:  7.6% ($13,691 NOI / $179,900 purchase price)So, you can see this isn't exactly a home-run deal as far as CoC return goes, but the cash flow is almost $200/unit, which isn't bad.

They're realtors and the business model is totally focused on investors.  

The total number of liens dropped again in comparison to previous years.

However, if this is our primary residence for at least 2 years after they gift/transfer ownership to us, would we be in the clear of owing on capital gains taxes up to $250k per person (or $500k total)?

Although I would totally understand if some women didn't want to teach to or learn from a man, we can be a difficult gender at times, haha). 

@Michael HayesThe VA who makes calls for you, how many total hours are they working/week?

If you sell just the land on payments rather than for cash, you could potentially get a nice down and a totally retail price, one payment at a time, which also locks up your money, unless you sell the note.