I look for B to C neighborhood and B to C building.

Single family homes, buy & hold rentals, in A or B neighborhoods. 

This may help or not but figured I'd share as I just closed on a duplex in a B- neighborhood in Kansas City with a VA loan.- Purchase price - $156,000- Various funding fees - ~$8,000- Interest - 4.25%- Monthly payment ($0 down) - $1039.01- Cash to close (including prorated May rent due from tenant on other side) - $2,125- Rent from tenant on other side - $900/month (they've been good tenants for 3 years so I'm not raising rent.

Both are highly-desired school districts--Cooper being the well-known one with some older neighborhoods and Frenship being further out where more of the brand new homes are being built. 3) I've actually been out to look at duplexes in both Foxridge and Bushland in the past few weeks, and they're selling and leasing fairly quickly.

Looked at passive investor opportunities and concluded that it does not suit my style.

I will order NHD report through title company to confirm the property neighborhood has no known issues.

Allentown...or even think about a college town) older row-home style construction. 

I would not think that the style of roof would dictate loan terms.

Currently, I work as an educator.We just bought our first home in October 2017, and although it wasn't the best purchase ever, we did buy at a 14% discount based on comps in our neighborhood.

@Andrew Jones, I completely agree with your thinking above...If you were looking for 5+ units in Sacramento, what neighborhoods would you be focusing on?