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This seems like the most feasible option, but it also seems like prices and rates are going to continue upward in that span.I’m not at all attracted to the idea of a wholesale operation, but perhaps that would be the way to get started?

The main pro that I see is the low price point and that is it, but that price point is artificially low in most cases due to the land lease or high HOA in most parks.

Your main benefit to living in the multi-unit when you purchase it would be a lower down payment, but would you then rent out your Snohomish house?

The owner was/is a contractor and coded things as part of the main house, or 'laundry room' or 'turkey shed' to get them built, but none of them are honestly coded.

@Joseph Abad I’m hoping mainly cosmetic.

I know..not much but better than $0 :)  I offered seller-financing with attractive terms but she just wants to cash out.I have been racking my brain on how to finance this. 

But the main thing is...are they COLLECTIBLE.. and if there is any doubt in your mind, get a CO-SIGNER.Nancy Neville

Here is the main reason why... when you sell the property that's the last time you made money on that property. 

Private lenders are all pretty much stated income - we mainly look to see that your strategy/plan is sound and you have money in the bank to make it happen.