Here are the numbers:Monthly Payment: $1,255.60Principle balance: $177,466.11Principle: $301.61Interest Payment: $555.52Escrow Payment: $398.47Mortgage Insurance Payment: $125.36Additional Principle I pay each month: (Roughly) $144.40, to make the monthly payment an even $1400.I was given a rough appraisal of about $275K to $290k, and I know id need to meet the 75% LTV rule, so there's probably not as much Cash out equity available as I'm hoping for, but I figure Id see what my options are.  

Owner also has property tax, insurance, and outdoor upkeep.$78k annual rent with ability to add $1500 a month for vacant space.

We were not planning on doing as much as we did, but we wound up gutting it down to the studs and replaced all electrical, plumbing (including the main drain), etc.  

I got  more time from them, butI  still have to change insurance companies. 

I was told the heirship affidavit was the last thing I would need for the title company to insure the title to the property.

Mortgage payment with taxes and insurance are estimated at around $1000.

The closing costs are all one-time fees and the pre-paid/escrow items are all representative of on-going expenses like insurance, taxes, and interest. 

Closing on a duplex that we will be house-hacking in.Trying to figure out insurance.  

The 9 cap rating is a joke since there isn't anything listed for expenses accept insurance (which seems low) and taxes (will taxes go up now that it's not a vacant lot?

I filed an insurance claim for the water/mold, still spent $8,000 on repairing items the adjuster stated were not part of the original call (another lesson learned).