Even their emergency repair 24/7 line does not work.

Also nice to have as an investor in general for emergencies.

However, if you want to know how this kind of policies work, look no further than Japan, where the economy has been an absolute disaster they’ve unsuccessfully trying to get out of for decades.Contrast this situation with countries where governments don't have the ability to print money but the middle class is emerging, lifting tens of millions out of low wages and downright poverty.

We've been keeping an emergency fund balance of around $100k for various reasons (we are planning to have a 2nd kiddo sometime soon, wife may be leaving her job to be SAHM, etc.), but we'll continue to earmark a portion of this for home repairs.

The sudden increase in home-building activity has since caused a surge in the prices for lumber, driving up the prices of new homes even higher.Coeur d'Alene is the Hottest Emerging Housing Market.

@Stephen Brown I just read an article in the Wall Street Journal a few days ago that we are rated 25/50 as an emerging real estate market across the U.S. which is good and bad depending on your point of view.

That's six rentals abandoned in six months.I try to head this off by including a clause in my lease that asks the renter to name an "emergency contact" they authorize to remove their belongings in the case of death or incarceration.

Any future president could use the CDC to bypass congress as a way to mandate anything in the interest of public health emergency.

I have a very liberal work schedule so I could always fly in and handle something locally in an extreme emergency. 

You could pay down your balance to $0, but still have access to those funds at any time for emergencies or future investment opportunities as they become more common when the market turns.