Some transaction go smoothly, but most start going sideways at some point between acceptance and closing.

Or what do I need to do to be accepted by a whole seller?

You'll be surprised how many tenants accept this.Demand.

Even then the cash buyers end up paying extra to secure the deal and accept lower margins.  

There are only three things we can do with risk:Insure itMitigate it (with things like LLCs)Accept itAnd if you’re not doing the first two, then you are by default doing the third.

I’m out of VA loan money and this will be our first actual conventional loan experience and it’s because of this that we’re thinking of doing a less than ideal home that we can fix up over time while saving for another more acceptable home to raise two growing boys in.

I also accept PayPal and Venmo, but these take about 3 days for the money to transfer.I also have one that has an automatic ACH bank transfer. 

It is still a great time to buy, just make sure to link up with an agent able to walk you through the process and give sound advice to get an offer accepted.    

That doesn't mean to accept a deal with deeply low cash on cash, but if your normal standard is, say, 10%, try splitting the difference between that and inflation for a new target, which should open up some listings, even on-MLS, that can work for investment, with a little profit now and more profit later.

I try to pay less that half of what it would be if it had no issues, so 50% of ARV or less.These houses are sold with cash only for the sale, and often it is cash either immediately or within 24 hours of purchase acceptance.