There are things in this world that consume a lot of electricity and one of your young tenants may be doing something to cause the spike.Contact the utility company and they will check the meter.

adopted from a twitter threadOne of the most important numbers to determine your✅Eligibility✅Rates✅Terms✅Pointson a loan for your investment property is your qualifying credit score (or FICO)"FICO" itself stands for "Fair Isaac Corporation" but is commonly used just as a shorthand for "credit score," a measure of your creditworthiness (how reliable you are for paying back debt).There are three main credit bureaus "Equifax, Experian, and TransUnion" and lenders typically use the median (the middle number) score to qualify you.NOTE: not many people are aware, but the credit score your mortgage lender uses is different from your consumer scoreThis score is based on general credit but more weighted toward your credit history on mortgage-related debt.The 5 main factors are:✅Payment History✅Amounts You Owe✅Length of Your Credit History✅New Credit You Apply For✅Types of Credit You Usehttps://myhome.freddiemac.com/blog/notable/20210831-factors-credit-scoreLenders will typically have different credit score "buckets" as a big factor in the interest rate you qualify for, typically something like "660-680," "681-700", "701-720" etcIt varies, but each difference in bucket can have a large effect on your rate, something like 10-25 bpsIt may not be truly logical that FICO should have such a big effect on interest rates on mortgage loans on investment properties but that is the current reality!

Increase the rent so they are within 10% of market rates, then add a clause to your lease that says they will be subject to an annual rent increase equal to consumer price index or something.

The job I currently have isn't terrible but it is a little far from my house, very energy consuming, and takes up a lot of time during the week leaving me drained and having a hard time staying motivated.

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HUD's overall responsibility for interpretation, implementation, and compliance transferred to the Consumer Financial Protection Bureau (CFPB) on July 21, 2011.Read this article for detailed information https://www.nar.realtor/the-sa...Good luck!

.- Credit score is high 700’s- I do not own any property- Split time between Phoenix, San Diego, and DenverGoals:- I’m a business owner, and still have a full-time job for a bit longer, so those will take my time priority for the foreseeable future- My time is critical to my business, so I’m hoping to avoid the more time-consuming options- I’m looking for the best way to achieve high ROI and monthly passive income- I have friends who are more versed in RE than I am, who I can partner with if neededI am still in the education phase; however, I am trying to decide what’s the best strategy for me.

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It's a sell-off across the board of travel related stocks due to the industry being highly sensitive to drops in discretionary consumer spending.

Get a team around you so you just make a phone call and someone else does the time consuming work?