Be patient and have confidence in your numbers and even in a crisis quality product moves.

Reserves for sure, any product that would insure for a common occurrence like a vacancy has to have high premiums in order for them to make a profit. 

While an FHA 203k is a great product in theory it comes with two issues: number one you have to have a complete estimate from a GC, so you need a ton of planning up front.

The only exception I have heard is when you get into value-add or construction products. 

Likewise, your income is dependent upon the production of your agents.

Also, if you can think of Option C, you are a rock-star!

If you loved your house and you think somebody else will love your house, you'll find a good tenant.Here's some advice as a recent plunger:All you need to understand landlording are these forums and this book:https://store.nolo.com/products/the-california-landlords-law-book-lbrt.htmlBuy it, read it cover to cover, underline the important stuff, and refer to it often the first few months.Also, though it's time-consuming, show your house to potential applicants one at a time by appointment.

Hi @Shane Smith -- this is something your CPA will be able to walk you through very simply, based on your business structure.The basic thing to understand here is this:  there are two different "events" involved in what you are describing:  Purchase and Taxes/Filing/Deducting/etcAs far as the real estate goes, in order to purchase the property in the business name you would simply put your business name in the "buyer" space in the contract and sign on behalf of the business, and then use a loan product compatible with the business.Again, this is the purchase piece and then the tax piece comes later.

Have you confirmed that product is still being offered with the CU? 

@Tonye Jack Mathew Romeo out of Independence, Dan Foster foster construction and depending on your product size, @Colin Douthit