You don't need to wait to rent out rooms or units in your property with an FHA loan.

I'm considering renting a property per room in order to maximize the rental income.

I'm considering renting a property per room in order to maximize the rental income.

The kitchen will be fully renovated and opening up to the dining area with updated flooring and lighting.

As crazy as it is to see Philly on the list twice, the crazier part is how much room there still is for improvement.  

Room for growth in NOI.

If there I  neighbor's kid they love those chores, and give them ten or twenty a month to check for the papers.Ask a neighbor to park their car in the driveway every so often, and encourage it if they re having  party and need room in theirs for their guests.

. :)If your future plan is to someday maybe rent out by the room, Fannie Mae will not go for that, since that would be a wide open door for people that don't have the income to qualify for what they want to just make up fictitious possible hypothetical future income sources that may or may not ever exist or pan out.

My story is great for rentals but properties have no room or way I can force appreciation past 60/70k.

That alone would save you up $120/month.What's the room to grow rents?