UtahAmericafirst 80% LTV on noo 65% LTV UtahArvest Bank AR, OK, AL, MO Bank of the west BB&T will loan on a rental portfolioBBVA Compass Boeing employee credit union Bank of West (BNP Paribas) 60% LTV ELOCs California: Cal Coast Credit Union and Fremont BankCitizens Bank -Minnesota, only in-state.

@ Dave Foster and @Alex Olson .

Now, most of these smaller banks may only have 12 employees or so.

We are both W2 employees (me full time and her part time).  

@Dave Foster  Great advice!

@Dave Foster thanks!

Your mortgage or lack of mortgage doesn’t matter. you’d have to get a 1031 QI like @Dave Foster involved now, as soon as you touch the money it’s too late. 

If you are self-employed, banks like to see 2 years of tax returns showing profits.If you are a W2 employee, you should qualify as soon as you have verifiable income.

I have a property in California, 2 on 1, and a tenant wants to have a foster dog.

A business degree does not really mean that a person knows what the hell they are doing...If a person wants to go out and become an employee a degree is helpful.