never too late, have seen some beginning investors who are in their retirement years, looking to generate some income and have some time to devote to it also.

Since most rental property generates positive cash flow yet show a loss for tax purposes, the net passive loss allowance lets you reduce your taxable income.  

I run a lawn care business where I'm always a little behind but I can personally generate $60-$70 per man hour with my time.

Anyone can generate a PowerPoint presentation.Alternately, if you simply want to find the names of those that invest their IRA's in real estate, you could do a title search.

I think shortsaleagentfinder is the best lead generating site for Short Sales because they show up all over the search engines when you search terms like "find a short sale agent".  

Total purchase price and costs of acquiring the property, and get it ready to start generating the numerator. 

My main motivation is to generate cash-flow in decent "B" or higher class neighborhoods, with decent chance of appreciation.I would like to target homes in the $75-$105k range.

As for the lack of vaccinations, I think the younger generation has no clue as to the dangers of those diseases like Polio, Measles, Whooping Cough, etc., therefore; they don't have the fear, not realizing they get that comfort precisely because of the vaccinations. 

Now single tenants charges above market per sq ft lease rates and if it goes dark likely your second generational tenant will not pay those rates.So if you buy at a 6 cap to 6.5% based on say a 35 sq ft rate for a good area and they go dark and it drops down to 25 sq ft for the second tenant going in you now have a crappy cap rate lower than your debt interest rate.Now if you have a corporate Steak N Shake there is more security as it doesn't matter if the store is losing money all the corporate stores prop it up guaranteed by the lease versus a small franchisee that takes a bath after one to two years of opening.I have decades of restaurant experience and after reviewing the FDD ( franchise disclosure documents) a few things became clear.

However, when dealing with residential lending (4 or fewer units) the bank is more concerned with your ability to repay where as commercial, 5+ units, looks more at the property's ability to generate income.