The agreement should list the owner by name, then list the property manager as the owner's agent.

whats the worry.. buy at the court house steps and lien goes away. 

A cost segregation study looks at the overall building that you purchased and breaks it down as much as possible.The purpose of this is to increase the depreciation expense.Without a cost segregation study, you are depreciating the property over two items(Building and Land).However, a cost segregation study might identify items such as fencing which might be eligible to be depreciated over 15 years instead of 27.5 years.Depending on the year that the building was placed into service, you might be able to take bonus depreciation on certain items.The follow-up question to ask your CPA is will the cost segregation study help me, and by how much?

If it's rented I would ask if the tenants are current. 

If you haven't read "The E-Myth Revisited" by Michael Gerber, I highly recommend it.

Seller financing, Sub-to along with BRRR seem to be the ones that have the most options when it comes to 90-100% financing.

@Gary R UrenIf the property is zoned for only one home you most likely will not be able to do thisPossibly it could be 123 main st unit a vs b but that is a post office issue and good luck dealing with the post office on this issueI would talk to them and put to mailboxes in the front and see if they can separate it by A and B unit

The best option is to put them on a payment program.

@Melanie Baldridge good post.

The public adjuster will argue with the insurance adjuster and get you the best payout.