Start by researching rates with some local lenders, most people recommend credit unions and local banks versus large national chains.

1-cosmetic (paint, new floors, maybe a few small framing changes), 2-some real remodeling/maybe a major system or two (new baths, foundation + hvac, etc), 3-total guts/burnouts (taken to the sticks).

I have an updated on demand heating system and the tenant has old forced air but new central air.

In parts of the SF Bay area its the law that old sewer lines must be replaced when properties are sold.. my brother in law is making a KILLING doing this.. pipe burst systems for 5 ot 8k a job done in 4 hours..

I'm thinking you need a split A/C system. 

As such, you can withdraw principle at any time without it costing you anything.The question you need to ask yourself when choosing traditional versus Roth is fairly simple....do you expect your taxes are higher now or will be higher when you hit retirement age? 

In addition to being the IT Director for our local county government, I am also well versed in geographic information systems (GIS) as a data analyst, and am a Certified Floodplain Manager.

As with any/all information you see online, this is my system and what works for me.

Background:-Changed from systems/software engineering a year ago into IT Management.

GOALS:Replace my income with positive cash flowHouse hack (or not) in all the places I've wanted to live in the US (and maybe abroad) as a means for growing my portfolio after my income has been replacedDevelop really great relationshipsBuild a system that can work with minimal input from meMaintain frugality (MMM)Change my lifeLongterm - Invest in neighborhoods that need a liftLongterm - Provide shelter for homeless families and runaways