I think they could go after anything that was yours.That reminds me, I must order that Wealth Protection book.

Use of LVP flooringUse LED lighting without bulbsUse satin or semi gloss paint for easier cleaning of wallsBlack appliances instead of stainless show less scratching over time & still look updatedLine kitchen cabinets and drawers with vinyl sheet for protectionPut bath fan on same switch as light in bathroom to ensure air circulationRemove garbage disposal if not newer due to continuous maintenance Remove exterior door knobs that have locks to avoid tenant lock outs, use deadbolt insteadRemove closet doors if they become an issue especially large bifold ones, install a curtain rod or leave exposedRe caulk areas as needed during turnoverInstall door stoppersUse curtain rods on larger windows, let tenants get drapesThermostats that cannot be reduced or increased above certain thresholdsSchedule HVAC maintenance twice a yearSchedule gutter cleaning once a yearPhysically mailing 2 tenant tip letters a year with reminders incorporating visual images  Interested in hearing more suggestions from others!

And, as always, reminder that the software doesn't take Credit Karma or a Discover card statement or any other form of transferred credit report, only the actual credit report run by the actual lender.

This post reminded me of this little gem that from time to time get's passed around.

Reading this thread reminded me of a loan I had called a few years back.

This reminds me why I do not do residential anymore for investing and only commercial.Had my fill of nut ball tenants and not looking to re-experience that anytime soon.The carpets you can put in a vapor barrier between carpet and padding where it will usually keep from getting to the subfloor.

Thanks REMY for reminding people about this.

Let me remind you the amount of money in Real Estate pales to what changes hands on Wall Street.

The ethical discussion in this thread reminded me of a prior thread regarding Wholesaling.http://www.biggerpockets.com/forums/87/topics/138674-cash-for-your-house-news-story-running-tonight-at-6pm-on-wsmv-nashvilleIt is based on the following new story.http://www.wsmv.com/story/26075500/i-team-discovers-some-middlemen-cashing-in-at-expense-of-homeownersAccording to the report, the Wholesaler met with a couple in their 80s. 

I am reminded of a time when a mentor 20 years my senior and I attended two residential foreclosure sales on the county courthouse steps.