We now have 15 properties, i went to a different model now having contractors do the majority or rehabs and i have handymen,plumber,electrician and hvac guy i can call when i need them.

Right now you are losing $1800 per year. it'll take 5 years of ownership to make selling a better option, but if there is a major capital expense that causes special assessments, it'll screw you and kill your condo's value.

@Luke Carl how do you self manage being far away from all your properties without major issues with STR??

I totally agree in giving a name or phone number or even some free advice every once in awhile, but what the majority of people are asking for is to basically teach them everything the mentor knows if not just do it for them....all under the guise of "doing my part" and giving back.    

But here are the current rates and my favorite product so you can underwrite your deals: HML is growing in market share, which has compressed the rates over the last year or two.

I can go ahead and tell you the majority of houses in Charlotte will not be eligible.

Hence the $1 tril in credit card debt and the $1 tril in student loan debt, and the fact that  a great majority of people in the U.S. could not pay for an unexpected $500 car repair today. 

get a real estate license and list them.. your doing a ton of work and bringing a product to market that wont sell through wholesale channels.. that's a huge waste of your time money and energy if you good at helping sellers.. get listings listings are money in the bank in many areas these days.. and its a career that you can do for a lifetime.. 

I am tripping up on how to project the cost of expenses since the tenants will pay for a majority of the expenses. 

Can you point any other major market in the world that would look better cheaper (still) compared to the US?