Unless the contractor has professional liability coverage, not many avenues for recovery and even then its a long and costly process assuming the carrier picks up coverage. 

As I learned more, I understood that screening was not a fixed process, but one that needed to be improved all the time.It wasn't just one person who had to deal with problems when underwriting deals.

I wonder how the closing process was completed when there was a lien on the property? 

I live in Seattle, not because I like it, but because my company make green card for me and I must stay here till the end of the process.

This process can continue almost indefinitely until financial freedom!

However, you need to understand the process and what products are available to you, so meet with several and ask lots of questions. 

Coming here seems to be a huge step in the right direction.

I you are switching to doing BRRR, then I think staying close to home makes the most sense so you can stay in control of the process. 

We spent the next two years hiring an architect to help us with the rezoning process and finally embarked on getting it zoned commercial changing the occupancy status from R-3 to B, S-1.

Due to item 1, adding an ADU can require years to start achieving any return (once the accumulated cash flow recovers the initial negative position).4) Adding an ADU is a slow process.