We obtained a hard-money loan from Upright to help us fund this deal.

What you probably mean is that you think you can make enough money as a wholesaler to start investing, but that is 1 in 10,000 or more probably who start.

Having supported several investor acquisitions of small balance multi family recently and originating mortgages for the better part of two decades here are some quick pointers and considerations for investors: - Residential loans are considered multi family properties of 1-4 units.

We used that money over time and saved up.

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She ended up picking out material that was over the top and we could have saved some money.

My and my soon to be wife both graduated college at the same time and we make a combined $150k/year ($75k each) We are still living at home with our parents to save money, and we want to build wealth in real estate. 

I've done this to save some money on the commission side of things by deducting the amount I would've gotten paid from commissions off of the purchase price of the property. 

That money is not down the toilet.

If not then you need to use financing like hard money or private money.