Hi Guys,I have a duplex in Lubbock TX that I will sell and wanted to let you guys know, in case that one of you is interested.I will put it in the market soon.

Hey @James Aravena - happy to put you in touch with my insurance guy for this scenario.

Just put a tenant in it using your current owner occupied rate! 

The business is not for sale yet, I just know owner would not deny the offer if I put it on the table but I want to be sure.

@Jessica HamiltonHow much do you have to put down? 

Another criterion that I did not put in my original response was that we had to establish boots-on-the-ground partners in the market.

That land is directly in the path of growth with many local farmers in the area selling their land to developers putting in high density housing. 

When I saw this one up for sale, I put in an offer at asking price before even having seen the home prior.

It’s just not a good idea to put all your eggs in one basket based off of that.

In the middle of those two extremes might be a small business with 3 years left on their lease, but they've made improvements to the property that aren't cheap to remove, such as perhaps a dental office (dentists might be pissed that I put them in the mid-risk category, but all the dentists going out of business in 2020-2021 taught us that American consumers apparently regard dental care as an optional and "luxury" spending item).