The best bet is to get a quote from a bank/lender who offer teh ability to process and underwrite their own loans. 

Due to the risk (raw ground and new construction) and duration of the project, I would bet the farm that this project, would almost never, if ever be funded by hard money stance.

@Don Konipol for the win.

If yes then short term rentals is a good bet in vacation areas. 

Would love opinions on what area/neighborhood/city would be the best bet.

If you can find something with a legal basement suite already, that is going to be your best bet. 

Dangerous to bet solely on appreciation but if you need to park some capital in a low risk asset to hedge against inflation and also for tax reductions - those areas may be great for you. 

If you are looking for a security system, the best bet if there is no Wi-Fi might be simply safe really solid and they don't require Wi-Fi. 

That's probably why a lot of people are saying house hack is your best bet because your income is low--that's why I was thinking seller financed deal or land contract. 

Best bet is to talk to your accountant or to find one.