With a little education and a fair amount of time you could have something awesome.The other route is for a “paid” version like Quickbooks.

You are not violating Fair Housing Laws, and filling the vacancy with a more qualified tenant (if you can find one) will save you countless hours of time and a significant amount of money in the long run.

Still in the early stages of conversation but got some beginning information and wanted to see if this was worth pursing:Asking Price: $550,000 (I already assumed that was too high, trying to figure out a reasonable price to offer)Income: $4000 a month (believe there is potential for rent increase (waiting on specifics of each unit))Expenses: $900 a month (Water, Garbage, Taxes, Insurance, Maintenance, Pest, & Septic) Self- ManagedNOI: $3100 a monthCap Rate: 8.72%Stable TenantsDoesn't need major workGood Area, Decent SchoolsQuestions:1) What is a fair win-win offer?

That is a violation of Fair Credit Reporting Act.The subject (tenant applicant) can pull their own report, often for free, definitely for free if credit was a determining cause of their denial.

Evictions in Vermont can take longer than in other states and Vermont has an additional 5 protected classes on top of those protected by the fair housing act.

I'm starting to lose my patience especially when I make a fair offer on a house that the offer is supported by half a dozen comps but yet the bank won't budge but then I'll see a better property that was listed for more that sold for half the price...Maybe this is some real bad luck here I do not know.

I believe that's a fairly decent return for our first investment.

What do y’all think is fair?

As I'm fairly new to this, please let me know if you see something I've totally missed.

To keep the price in that range while getting the most bang for our buck, we do as much as we can and we're fairly skilled.