Again, it wouldn't be in the seller's best interest to take the property off the market, so you could try to wholesale it at a discount that probably wouldn't be accepted by the bank.

Suzette, I don't know about Georgia but in Texas and California they have a discount place call diggerslist.comJoe GoreDallas, Texas

I will buy a property at a discount, rehab the property with an economical budget, and rent it out for cash flow.  

SATISFIED WITH THE SALES PRICE: I understand I may be selling The Property for less than market value but have chosen to do so because circumstances dictate that an immediate sale, even at a discounted price, is in my best interest.

Do I walk away or discount the offer (and how much % if so)?

And I submitted photos of places where the house looked ugly...the types of repairs that you are using to discount the price: soffits, wood rot, mold, damaged siding, termite damage, water damage, poor roof, and that kind of thing.  

Owner occupied SFR or duplex, no 3-4 units (...yet).Holding constant some rate that is better than what anyone out there is offering for 30 year fixed loans...PenFed retail/direct:1% origination fee. 0 discount points.PenFed correspondent:Correspondent's origination fee, call it $1500 just for kicks.0.25 discount points. 

If a property crash came I will be buying more properties at a discount using money that I have previously pulled out of the properties (I wish I had purchased more properties at the last crash).I am not going anywhere.  

I know it is a battle of semantics but in this game the best thing to do is never say something that is not true.You can always approach end buyers and get them to sign NDAs (Non disclosure agreements) and then tell them you have a line on getting this deal at a discount and you can wholesale it.  

You're getting just shy of 1%, but if you feel you're getting a big discount on the property, it may be a good investment.