@Nick CausaI'm about to get on a soap box for a minute - save up for an emergency fund.

Just ask them "We all know the market is on fire right now, but taking into consideration the time and money you would save with a direct transaction what would you be willing to sell your home for?"

I have also saved money to put down on another house and would like to do so this fall.

@Justin C.Start tracking your net worth on a monthly basis.Start saving now, as much as you can.Get your goals, wants and needs sorted out.Check out Simon Sinek and a book called The One Thing.

I was wondering if it would be more productive in the long run to pay all my college loans as I finish school or save for property?

I totally Agree with you sentiment on the big banks.. non personal  out to fee you to death etc.I pay zero fees on anything I do save wires..

I've set up a budget and savings plan to have a small down payment saved up by early spring of next year.

I'm not saying the numbers are necessarily accurate but the method is.If you have a $100,000 capital expense coming 10 years from now if you put away $833.33/mo for 10 years you'll have saved enough to pay that $100k when the time comes. 

(three months on the mortgages we've applied for) After that you'd have to pay it down for your next down payment anyways, so might as well just save up for the down payment instead of borrow for your strategy as I understand it.

Hopefully you'd know that AC is not one of the conditions of habitability for a home in California and you'd tell your tenant that the repair person will be coming out the following day on Monday and save yourself from unnecessarily paying triple time.Lastly, since you mentioned clogged toilets, what if your tenant called you while you're on vacation and said his kid just flushed a toy down the toilet and now the toilet is clogged and he's demanding you call out a plumber immediately.