A buyer normally is willing to pay a higher interest rate since they may be looking for owner financing due to difficulty qualifying with a institutional lender.I have obtained a much higher interest rate than what I would receive in any bank.I have also used the same process with a buyer by giving him multiple notes with each secured by its own mortgage.

My personal biased opinion is that over the long-term picture of 20-30 years, Denver will be an excellent market to hold real estate in.

He has also performed maintenance on the property without requesting or receiving  compensation.

I never met him but we spoke often throughout the project, I received a fair price for the job and the job was done on time.

Excel Very easy to use and has been around for 20+ years so I don't have to worry about changing in the future. 

If he is simply sending a bill and threatening action, he wouldn't receive a response from me, other than my lawyers contact information. 

If the owner can wait for the cash-out, he could become your lender and receive monthly payments until you do a ballon in a few years. 

Think BIG.In my experience and opinion, and you will receive a ton in the days and weeks to come, commercial multifamily is the way to go, especially based on your $15K/month goal. 

That is, if they're charging you less than the IRS minimum, the IRS will require them to calculate interest based on the minimum rate and pay tax on that amount even if the interest they receive is less. 

I said I have potentially raised 6MM.I received 2 offers last night with hard money lenders, only thing is with higher interest.