Not saying that the person would have gotten the loan 4 yrs ago, but we could have taken a shot at it.

Another huge question is whether you have any intention of selling within the next 3 yrs.

Well: now there is a statement we can probably all rally around especially the last one.Now that we have agreed to disagree on this UBIT: I am meeting with my CPA next week to discuss the issue.My evaluation will begin with the assumption that if I flip houses in my IRA, I need to be prepared to pay the UBIT.With that said, I will now analyze the numbers and detrmine if my best return is to flip houses with my SD-IRA even though I might be paying the UBIT.I will then cross reference that return against other options that do not trigger the UBIT such as holding rental property.If there is one conclusion that I have come to after 30+ yrs of investing experience is that no one cares about my money and return as much as I do.

I dont know the asking price and ARV of the acquisition but you could of even offer 10% down with an interest of 8% for 3 yrs then use the other 10-15% for another rental property.

I have personally been married for almost 9 yrs with 4 children.  

Our first tenant moved out to move to another city and we have new (young 23-24 yrs old) tenants who moved in a few weeks ago and I'm already concerned about quite a few things we've experienced (telling us they had 1 cat when they have 2 and finding this out after they filled out the lease paperwork, dog waste in the yard, animal smell in the front hallway, never ending laundry in the free laundry facility in the basement).

Note, none of the girls were over 20 yrs old!

She had a good loan in place, 30 yrs @ 3.75, p&i was $875 (it might of been $900, but definitely lower than rental market of $1200-1300 per month).

.$25 increase every year:$1000/mo10% vacancyYou collect ~$120k of rent over 10 yrs adjusted for 10% vacancyVS$100 increase in yr 4 and yr 95% vacancyYou collect $123k of rent over 10 yrs adjusted by 5% vacancy

CURRENTLY RENTED TENANTS PRESENT FOR 3 YRS.3.