Hello BP,I hope this message finds you well!

Since your CPA is advising that your current structure is sound and not worth changing, it seems you're well prepared, especially with your past audit experience.

I haven't lost money on a flip but I'm not profiting nearly as much as I'd like.

I used it and am well satisfied.previously, my will/trust was done by an estate attorney who charged me about $2,500.  10 years later circumstances have changed quite a bit and same attorney quoted $8,000.  

My General Contractor ended up being a horror story and stole money as well as the AC unit.

I'd like to get feedback from your experiences with online and/or local options.

Feel free to reach out if you'd like. 

Hand-delivered and signed for works as well as certified mail, but I would not just put it in the door.

From what I’ve seen, a lot of the bigger banks like Chase or Wells fargo tend to shy away from offering lines of credit backed by whole life policies.

A lot of people in Colorado look at other markets like KC, STL, Wichita because they are close.