Make a list on a yellow pad of every picky thing that needs completion: drywall, type of texture, electrical outlets, molding, all the interior trim, I assume you have pre-fab cabinets sitting in a garage if not - you need to, doorways and door hanging, all the walkways and outside hardscape are done?

It gives me enough room for the unexpected. 

Unexpected things will happen for better and for worse.

This means your windows should open at least halfway.Electrical Outlets – A bedroom must have at least two.Heating – The heating system must be able to keep the bedroom warm by at least 68 degrees.

He was astounded Monday when he found out I was digging up the inlet/outlet baffles on my Lakehouse septic system to clean them.

Unfortunately none of that was in writing and the sister unexpectedly passed away.

You'd want more wiggle room, because things might come up unexpectedly. 

From my contacts with the city, I can install a sink no problem, but I can’t put in a 220v outlet for an oven, as then it’s classified as a full kitchen.

Sometimes, there is additional/unexpected work required that is not in the contract.

There is a shortage of housing here as almost everywhere so there's a reason you're having trouble, just have to figure it out.  Let