The property is in great shape (newer roof, HVACs, built in '65 so the plumbing, electric is somewhat modern, etc).

I knew the house needed work at the time and expected plumbing and electrical to need work.We have made it to “underwriting process” and Unfortunately, according to my banker, when the appraiser went onsite he had no electricity (the meter was not installed) and no plumbing, so they cannot lend on the property and will have to “set my file aside” until I get an appraisal for current price, a general contractor for quotes to see the ARV and then go from there.

I am Hvac EPA certified but I also do plumbing, garbage disposals,dishwasher,fridges,ice makers, shelf’s, basic turning of residential apartments.

I searched the apartment and all the areas where plumbing ran looked normal and dry.The downstairs apartment has plaster ceilings and the drip happened to be coming from a seam of where a support beam meets the ceiling.

There’s heavy termite damage, electrical and plumbing work, so on. 

I rehabbed everything in the house: roof, sub floors, flooring, added a bathroom, painting, plumbing.....

Had a professional come in to do all of the plumbing and electrical once I tore it down to the studs, but this was after attempting by myself.

Wires gone, plumbing, gone. 

I know (for certain) that it needs at least $20k in electrical and plumbing upgrades.

All new electrical and plumbing?