There are quite a few active investors here on BiggerPockets from the Charlotte area so a lot of good local knowledge.I also invite you all to come out to the local meetup I host for members here in the area. 

You have plenty of time to figure that out. 

@Jim Roach As you start peeling back the layers on this big stinky onion, I am sure you will find plenty of rot and incredible costs if you need to foreclose, evict, trash out, and repair the typically junky properties to junky borrowers that force someone to write a CFD on that need $30k to make then worth $30k.

I have seen plenty of people get crushed by variable interest rates. 

@James ArchuletaThat is subject to, I have done it plenty of times.

I’ve accepted your invite.

This is my first trip lending on a deal, but I've run plenty of corporate A&D transactions at work and this was normal course of business.

This application may not be considered eligible for evaluation if it contains blank spaces or incomplete information.Between these two docs you have plenty of opportunities to pass on undesirable people.

There are plenty of examples out there across the country of beautiful 100-200 year old neighborhoods with parks, and tidy fronts, and aged buildings well maintained.

There are plenty of lenders that can write loans in multiple states.