William: I'm curious to know what So Cal title company (and which employee) suggested recording the DOT in order to create a "cloud".

I'm sorry, but any insured lender will have an appraisal done, it won't be an assessment by any lender employee.

They assist the agent under varied partnership or agent/employee arrangements. :)

When I spoke to most, I used the plural "we", we can't do that, we need to have, we will do this, so that it was not a personal matter where "we" might imply partners or the employees of the company, but it really meant my wife and I. :)

There are instances where government employees give what may sound like advice, they call it instruction as to what a requirement may be, such as calling the help line of the IRS.

Such a manager could in turn recommend that the city file for bankruptcy, which would be the largest ever Chapter 9 municipal bankruptcy in the United States.In a desperate effort to avoid that fate, the Bing administration has cut spending, laid off city employees, and cut wages and benefits for the rest.

This Friday is my major training day all day, I have put together independant contract agreements, confidentiality agreements, etc for employees.

The issue is that the mailman is a federal employee and they can only accept nominal gifts and may not be employed in other activities while on duty.If someone simply informs you that there is a vacant house, gives the address with or without a name, that is not a regulated real estate`practice.

Strong relationships will go a long way and this takes some time to foster.

I believe Virginia requires a real estate license unless you are managing your own property, or if you are an employee for the owners of the property, like the large apartment complexes that have their own on-site managers.