My current loan is for $45k on a property they picked up for $215k. 

If Subs pulled permits, and they are not complete, you will need the contact info for the subs used.5- Perform a photo documented site inspection, written detail of unfinished work directly covered by the language/scope of work description in your contract. 6- If permits are complete, signed of as FINAL, no further inspections required, then solicit an estimate from another contractor for the list of unfinished work.

In BC, we have caps on rent increases and they are usually well below 5%. 

@Michael MattinglyRecommend exploring as many sources as possible to get referrals AND cross-reference them to get as much accurate information as possible.Check out NARPM.com, BP’s Property Manager Finder (BiggerPockets: The Real Estate Investing Social Network), etc.Also, encourage you to learn from the mistakes of others - by reading posts here on BiggerPockets about owners not having their expectations met by their current Property Management Company.

Typically a credit card balance does not need to be paid off to include the expense on the current year return. 

Quote from @Daniel Rabinov: I’m new to REI currently looking to acquire multifamily properties in the North Miami Beach, Aventura, and Hollywood areas that meet the following criteria:Price per Unit: Maximum $250,000 (4 PLEX MAX 1M)Cap Rate: 7.5% or higher as-is not pro formaValue-Add Potential: Properties that offer the opportunity to renovate, improve, and increase rents or overall property value.My focus is on underperforming properties with strong fundamentals that are located in these markets.

Also, below are some ideas I've had.It seems to make sense to start with a list of people in my ideal area that have owned land for a long time and are not actively using it.   

I am currently considering a deal on a very small park as a way to test if MHP's are going to be for me or not.

With rates as they currently are, I'm looking for every angle to get the lowest rate possible, and from what I understand, credit unions can offer rates slightly lower than traditional banks. 

I could use HELOC cash to finance, but I'm a little hesitant on taking a large HELOC out with current interest rates.