I think they are more common for "for sell by owner"

TeresaYeah, I noticed that too - the properties with the highest cap rate are ones where the purchase price is fake - auctioneers to do to attract attention, even though everyone knows they'll end up selling for more.

I refinanced with a local bank from a 20/5 4.9% to a 25/7, 5.25%, it not common but it's out there, just takes some looking.   

That is common knowledge and the sentiment of sellers reflects it.

Also I just noticed, that his purchase price has dropped $10k in the last 30 days.

Make sure on your rental agreement that people understand they are renting a room with shared access and responsibility for the common areas.

MIL couple upstairs have now given notice they are terminating their lease under military clause.

The general consensus was that for a 3/2 or 4/2 SFR home, 8k was fairly common while anything pushing 15-20k was not very common.The house I was interested in had a bid for 7500 but also 18k, so I'd be curious where the difference was.  

HELOC or Cash-Out Refinance would be the two most common ways to access that equity.

What I found was most common is that banks are waiting to ensure a clean deed before they list them for sale.