The borrower is supposed to obtain lender consent for any change in title.

Even if you decide to switch the nature of the heating system, you should, and still may well be required, to perform this analysis.A detailed heat-loss model will also help you prioritize and plan improvements to the building envelope - such as air sealing and insulation.A few missing bits of information,  which may assist the BP community to provide you with some helpful ideas, include:size and organisation of the building: SFH, duplex, triplex, etc.

There are also some down payment assistance programs that can get you closer to $1,000 down or 1% down in some situations.Loan programs come and go.

I will be acquring about 30k of equity and want to eventually use that to buy a second property and that's where I need some assistance. 

I thought that maybe I could convince an agent that has access to the MLS I want access in, to give me access as his licensed assistant.

Seriously, Mike, have you ever heard of a lender getting all excited and calling a loan due simply because a transfer into an LLC owned by the borrower "may" have violated the due on sale clause? 

If you need any assistance I’m happy to support any way I can. 

I don't have a ton of capital right now, and my wife is nervous about borrowing money even from family.

I can help you gain access to multiple off-market properties a month in Tampa Bay.. along with assist in rehab estimates, competitive market analysis, etc.

I have received word that borrower who defaulted on loan has accepted my proposal for a deed in lieu of foreclosure.