So vacancy for us minimal and quickly filled because our rentals are clean and well kept when rented. 

with excel and minimal programming knowledge, you can do just about anything.there are so many free templates out there for pretty much anything you want to do with this program. use "type:xls" in order to find spreadsheets.some sample searches that have useful spreadsheets to start withhttps://www.google.com/search?

. :)It'll be worth your time to have them working with a minimal overlays lender that can count departing residence rental income regardless of equity position or prior landlord experience. 

I have gone and took a stroll around the house and gathered all I could and there is very very minimal work to be done (painted garage, replace front door) But the interior looks brand spanking new aside from the fire place.

If I have a year where repairs are minimal, I save the money as repair reserves.

I bought them at no money down and they only needed minimal work to get them ready to rent.

We're here to help you minimize those things as you move forward . . . be sure to ask anything you want to know right here on the forums.

This home was my primary and is now a rental with minimal cash flow.

You will get a chunk up front as option consideration, a monthly spread and minimal headaches.  

Did you use 100 % of your CC balances or did you have certain credit utilization on each credit card in order to minimize the impact on your credit score?