Ohio has some great markets and there's some killer references like @James Wise and @Slocomb Reed, they have some solid information and write ups. 

Assuming it does apply and the loan is not compliant, that does not mean that the borrowers can never be foreclosed upon, however, the borrowers may raise defenses and/or counter-claims for a set-off and/or recoupment which may cause your deal to be cost prohibitive.   

Indianapolis -- this one has been around for a whileCleveland -- I know zero about this market, but James Wise is active on BP.

Unless you own where nobody wants to live, or have units with dysfunctional layouts, I'd say the best defense against vacancy is a fair price for a nice unit, add on some respectable management for good measure. 

@James Murphey Nords (Doug Nordman) is the man!

@Robert James Pass.

James

@Dudley James Irvin Hate to break it to you but you won’t retire off two flips this year. 60k cash for a 200k property is really not much.

@James Wise @Justin Windham @May Emery @Darren Lenick

While this is state specific, “no knowledge” of lead is usually not a defense to strict liability.