On the job site, my partner and I were stressed and arguing constantly because the deal was going sour in so many unexpected ways.

I fell into the land business by complete accident that year, and subsequently learned that business inside and out.

They will also let you know about the headaches, unexpected costs and probably are a good source for what subs to you and not use.

I found the property by accident.

By opting for a loan, investors maintain autonomy in decision-making processes and have the flexibility to execute their strategies without interference from external stakeholders.Cons of Getting a Loan:  Debt Burden: Taking on a loan means incurring debt, which can increase financial risk.You must carefully assess their ability to repay the loan, considering potential market fluctuations, vacancy rates, and unexpected expenses.

Finance wise I do have an emergency fund (separate from what I've saved) to keep me float for 4-5 months for unexpected events

Having $80K in bad debt, and then piling HELOCs on top of that to buy more real estate puts you in a position of financial weakness, should the markets even have a hiccup, or things go unexpectedly. 

My liability insurance would drop me like a hot potato and likely would not pay out if drinking or drugs was the cause of an accident on any of my job sites.

Wondering how other handle, esp as this is an unexpected cash flow hit.

I try to take advantage of any unexpected free time throughout the day to further expand my knowledge in the field.