I think pulling the trigger on the first deal/project is the main thing.

Realize what in particular triggers your stress and try to eliminate or reduce the source of your stress.Or use the stress to do something productive.

I ended up at 4.5% fixed 30 year term and know I could've gotten a better rate had I pulled the trigger when I was still using it as my primary residence.

Most of my setbacks are due to analysis paralysis and the fear of goofing up, I am trying to get over that initial fear and just charge ahead, I have been close to getting a few deals done but wasn't able to pull the trigger.   

You are doing two things wrong, first you are devaluing your property by not charging market rents, value being based on income, and second you are risking legal action in the event of a injury.

Let us know when  you pull the trigger :)Ps. 

@Joe WhiteYou may not be able to transfer that 403b unless one of the following triggering events are met:Reaching retirement age.

Anyway, After 10 years of living in an apartment, saving some money, I wanted to pull the trigger again and buy a SFH and buy smarter this time.I am looking for a SFH foreclosure or a duplex foreclosure.

Before, I pull the trigger I wanted to hear from others.

I have several rentals, but have not been able to pull the trigger on any flips because of lack of contractors and the risk associated with rehabbing property in flooded neighborhoods.