Typically, these are pretty balanced to protect both parties.

Should i cash out refinance before doing asset protection with trusts and LLC's?

I think, currently anyway, that investors are shifting/protecting their wealth by buying in better-insulated cities like Raleigh/Durham, Charlotte, Greensboro, Austin, Dallas, Columbus, Indy, and anywhere else where there is job growth, population growth, property values are undervalued/affordable and they can find either cash flow or appreciation.So, to answer your question, I think the strategy is to continue to buy in these markets when the numbers make sense and not sit on the sidelines waiting.

The lender will perform a desktop appraisal but they will typically have a short view on the value of the property to protect the company’s investment which means you will be coming out of pocket more.

The lender will perform a desktop appraisal but they will typically have a short view on the value of the property to protect the company’s investment which means you will be coming out of pocket more.

It protects YOU and any other future endeavors.

(Telephone Consumer Protection Act) and the DNC (Do Not Call) list regulations.Here's an introduction: https://www.compliancepoint.co... 

This will protect your personal assets, should something major arise.

If you changed the terms you advertised originally, someone could probably claim you did it to disadvantage an application from a protected class.

The county assessor says land value = $18,600I got an ACV policy from AllState with the following:Estimated Replace Cost (ERC) = $352,621Dwelling Protection = 175,000Deductuble = 1KSo assuming after renovations market value matches the dwelling protection of $175,000$175,000 - $18,600 (land value) = $156,400 (ACV)Subtract ACV from ERC: $352,621-$156,400 = $196,221 (amount of depreciation)196,221/352,621 = .556 (percentage of depreciation)Does that math look right?