15 yrs is fine for Citrus you will get another 10 years of high productivity plus start the 15 year depreciation all over.

I have a few questions about this and roof repairs in general:Calling the roof "10 yrs old" feels dishonest to me, is simply layering over existing roofing enough to call the roof "new"? 

I might be biased because I went OOS with my money, but I feel that home values will drop more than I will be able to pay down the mortgage in next 10 yrs.

Given your change in income source, you will need to season it for 2 yrs to get a conventional loan.

I am looking to invest in detriot because the #s show me a market similar to the one we had here in ATL 4-5 yrs ago when I was buying properties for $40-50k each which I am am selling for $140k unrenovated & $230k renovated.

Also, since I still work a full-time job and have my hands full with three kids (all <5 yrs old); I need to be able to automate transactions like bill pay, and transfers so I have the efficiency and peace of mind I need to grow. 

I’ve been a GC for over 20 yrs now and I also invest in buy and hold rentals.

Are closing costs for the lot loan depreciated over 27.5 yrs?

My name's Eric, and I am 29 yrs old in Sacramento, CA that is brand new to Real Estate investing.

These tend to have shorter amortization periods (15-25 yrs), higher rates, lower LTVs, and a balloon payment in 3-10 yrs.