Question 3: “Hybrid or Remote”: We used to have a really nice office, then COVID taught us that if we ditch the office and go 100% remote, we could use that saved overhead to lower our rates to make our MLOs more productive and pay out more to the MLO.

FHA MI is very high and almost always I can get the conv. payment to be only 75% or lower what an FHA payment would be. 

I personally think the barrier to entry of stocks is so much lower than real estate.

Others would likely argue legislation is the biggest long-term threat to a successful well-positioned/lower LTV portfolio, but personally I'm more focused on the impact of 3-D printing. 

Never send money in advance for their fee's  NEVER. thats a huge red flag that they are just out for fees and are fake lenders.2. bad or not really good written english .. on the phone they sound like they are off shore ( which they are ).3. rates  lower than market most of the fake lenders will advertise 5% rate that does not exist.4. insisting you pay for mortgage insurance  there is NO mortgage insurance on PML HML loans does not exist.While NMLS registered and state licensed is a good way to vet a lender keep in mind only 12 states require it.

What types of locations are lower cap rate properties generally found and why?

Also I don't know of a single title company that can close a transaction the same day if you're getting a title policy.

It's important to weigh the benefits of potentially lowering your monthly payments or reducing the total interest paid over the life of the loan against the potential drawbacks, such as upfront costs or a longer repayment period.

They accepted a lower offer than listing price without any counter, paid closing costs, half the appraisal and we had the deal done within a month.

Purchase price: $12,000 Cash invested: $60,000 Sale price: $290,000 Smaller market proof of concept for the lower side of the middle market.