You arent that lazy at all, and the fact you dont like to wear pants is not a matter of laziness its a fashion preference.

Contrary to what the tankless manufacturers have been putting out there, in most cases a good old fashioned gas water heater is actually more efficient than a tankless system. 

If your sources of income continue to be an issue, press pause on the property search altogether and look to make a shift into more conventional sources of income (or otherwise regulate your income in some fashion)- What this shift entails is a completely different issue - for example, if lenders would like to see a higher earnings level, this is a different question than seeing steadier/more regular earningsObviously I don't know the full context around your earnings situation, which is why bullet point #2 is extra light and only comes after exhausting other available options within the scope of your current lifestyle.

I am a young eager to learn aspiring real estate investor and want to get involved in some fashion or another immediately.

(For evidence of this, I recommend listening to a portion of Episode 512 of the This American Life podcast – skip to the 5 minute mark!

@Mike Cumbie  Great point I have Asian clients that came over to the US and we had a bank meeting with the pres of the bank and senior management.. the card exchange was quite formal.. two hand delivery and a bow of respect.this particular clients Asian business is work 3 times the bank... but you would never have known it when you watched him present his card to the bank pres.. out our way there are Class's we can take through MLS for dealing with foreign clients so we don't look like boorish Americans.  

Loan amount: 735660 Loan : Jumbo Down payment : 25% Credit: Excellent (800) Closing: Sep 20th. 2017 Lender: BOA(Bank of America) Loan term: 7/1 arm Interest rate: 2.875% APR: 3.484% Closing cost Credit: $3303 Interest Lock in time : 60 days (until Sep 25th) Lender Fees: $1465 3rd party/Appraisal and all those add ons (Section B from Loan estimate): $819 Title (North american title company) + Section E from Loan estimate: $4821 Prepaids : $2000 I was shopping for Title company and found NATC to be even cheaper than entitle direct by $300.

American Homeowner Preservation (Real Estate) Company description: "Earn financial returns while helping families in need."

(First American)

The "American Rule" is usually applicable here; the prevailing party gets their attorney's fees and costs.