Ronald,Again, these are just estimates and you should double check this with your agent to verify how they would calculate it in the event of a loss.  

We also will post an event on BP in the next few weeks.

You can never STOP a human being from damaging property, but clauses in your contract/lease can explain how it will be dealt with if damage occurs.

When a significant disaster occurs, people and jobs move to locations where they can make money today.

My boss said we should run the handyman and property manager business together so i can make money but when in reality it will only make him money. should I run the property managment under my business which is wine country venues and events as i am an event planner.

I've been told that due to "Force Majuere".Force majeure is a common clause in contracts which essentially frees both parties from liability or obligation when an extraordinary event or circumstance beyond the control of the parties, such as a war, strike, riot, crime, epidemic or sudden legal changes prevents one or both parties from fulfilling their obligations under the contract.

I would suggest checking out the events section here at BiggerPockets or going to meetup.com and finding and attending the local real estate meet up groups here in Philadelphia.

None of this works unless you can ensure you have high enough profits to service the debt and sufficient liquidity to manage unforeseen events. 

Do you know where and when in Tysons the next meetup will occur?

Any investors or attendees want to kick it before the event?