I found a home while I was driving and the "owner" is willing to sell.

Or not trying to find any wholesale or soliciting off market deals (either driving for dollars, posting on Facebook pages, calling places for rent and seeing if they want to sell as is).

This could be in the form of rental properties held in your personal name, driving part time for Uber, babysitting on the weekends, all of these examples are businesses and are eligible to apply for business credit cards.I'm not a fan of the Bank Cash+ card, 5% in two categories sounds promising, but the categories are pretty niche, and change every 3 months. 

Right now, we are currently interested in wholesaling and have started driving for dollars.

Hey Kaylan,Stick to the neighborhoods where your middle class Americans live (teachers, mechanics, mailmen, etc) These are the best areas to drive for dollars since most of your end-buyers prefer to flip these homes.Also, look into pulling the Code Violations list from your county - they are essentially driving for dollars for you.Best of luck 

The process was straight forward and the branch I used (Nova and University Drive in Davie) was very responsive to any questions. 

Right now we are averaging 55kwh/day driving the electricity bill up to 400 last month.My issue is that even though the electricity will be in the tenants names next month when we move out if they run the ac 24/7 our bill could be upwards of $2000 a month.

The reason for the off market deal is because I drive past this place every day and I know it has potential.

Is it worth it to try to drive around/ask around for FSBO deals?

With what we've learned from COVID, I would say don't limit yourself to just those in driving distance.