Like last year I had a duplex there in Kokomo and the winter was so cold tenants could not pay rent and heat... so of course being the superior land lord investor that I am I let them stay 3 months for free.. but then they just moved out anyway... there way of saying thankyou.

My thoughts is that if you look hard enough in this area, you can be all in in Southlawn for 50k for a very clean 2 bedroom with central heat and air.

.- Any advice on some good Portfolio Lenders in Miami?

Whenever you look at the annual lists for top 10 cities to invest in the country, Orlando constantly on the list, along with the Miami area and a couple other Fl areas I may be forgetting.

@Katherine TheuriGreetings from Miami, FL and welcome to the BiggerPockets community!

Being from the north the heat down here is really something and those weird inventions "swamp coolers" just do not do the trick, although dual cooling (AC/ swamp cooler) can be good if you have someone regularly maintain it.  

Sorry.However, If you wanted to transition that skill, I think a really unique skill set that would be related would be HVAC (A/C and Heating/furnace installation/repair).  

@Ryan NicholsGreetings from Miami, FL and welcome to the BiggerPockets community!

The duplex in the area that rent ready is around $180k lower shape to $210k better shape. the duplex I look at is price at $179k, (just reduce their price)  and will need around $30k to make it beautiful or ARV at $210k. the rent of both unit will be around $2400 but now with the apartment that they building, is gonna have more competition. the apartments is high end apartment building with heated garage, Pool, gym, sky way between building and play ground so it has quite a bit of amenity. the 3 bed room duplex is similar side with 3 bed room of apartment but duplex doesn't have garage. so give me your opinion. or what price should i offer

#3 Texas has been heating up lately with increasing home prices.